A Renaissance

MAJA RATKJE and HILD SOFIE TAFJORD, aka Fe-Mail, represent one half of the Scandinavian quartet SPUNK (a name that refers to spunk meaning bravery, not the other kind!) and wow does it show because they have guts aplenty in boldly going where no man or woman has gone before into the universe of music. So which law of nature says that music must belong to a recognised genre? Who decided it must have form and tonality? What logical progression leads us to assume that as an art form music has reached it's highest possible point at the beginnings of the 21st Century and that all possible variations have already been tried and found lacking? In the 5th Century it was generally believed that military weaponry had reached the highest plateau and that no further improvement was possible; we now have the horrors of the hydrogen bob and we ain't seen nothing yet. Archimedes, at the risk of his life, argued that, no, the Earth wasn't flat and the universe didn't revolve around it; today we realistically look forward to visiting the planets, tomorrow the stars.

The Key Benefits of Short Term Car Insurance in the UK

Short Term car insurance for a borrowed car is designed to be used in specific circumstances. It is an affordable and accessible way of covering you for a short period of time should you borrow someone's car. If you have friends with cars or access to a company fleet for work, this policy can provide the peace of mind that you will not face financial implications should an accident occur. With this type of policy, you can rest assured that your costs are kept to a minimum, so you do not have to worry about an expensive bill when your loan ends. Here are some key benefits of Short Term car insurance for a borrowed car:

There is no long-term commitment
Even though you are covering yourself against the risk of a car accident, you only cover the vehicle and not yourself. This means that you do not have to promise to stay insured with the same company for a long period of time. This means that if you take out a policy for three months, you can end it after three months, even if you have had an accident. This lack of long-term commitment makes it perfect for a short-term solution where you only need the policy for a few months.

The price is kept low because there is no regular payment period
Short Term insurance is designed as an inexpensive solution. Since there is no regular payment period, the price can be kept low. This means that you can have the coverage you need for a borrowed car, but pay as you go rather than as a regular payment. This means that you can suit your budget, taking out only as much coverage as you want for the car that you are borrowing.

It does not affect your No Claims Bonus
Many people are worried about taking out car insurance, in particular a Short Term insurance policy, as they are unsure how it will affect their No Claims Bonus. In some cases, taking out a policy might be acceptable, but in others it may not. When you take out a Short Term policy for a borrowed car, it does not affect your No Claims Bonus. This is because the policy does not cover you for the car you are driving (the policy covers the car you borrowed), so therefore does not affect your ability to claim on your No Claims Bonus.

No need to own a car to benefit
If you do not own a car, or choose not to have your own car insurance, you can still benefit from a Short Term car insurance policy. You can borrow a car and take out a policy in order to legally drive it. This means that you can have access to friends' or work colleagues' cars while maintaining a sense of financial security. If you have children who are learning to drive, in some cases you might feel that you need to have your own insurance policy. In this case, you can take out a Short Term car insurance policy for a borrowed car and allow children to drive the car.

Easy to set up and flexible terms
A Short Term policy is designed to be easy to set up and flexible in terms. You can choose the amount of cover you want and when you want it to begin and end. This means that you can take out a policy for a borrowed car for a specific period of time, say a family vacation or a road trip, but end it when you are done. You can also choose how long the policy will cover the car for, giving you the option of taking out cover for a shorter or longer period of time.

Summing up
Short Term car insurance is an excellent option to consider if you are borrowing someone's car and want the peace of mind that you are adequately insured. It is an affordable option that is easy to set up and can be flexible if you need it to be. Although there are some restrictions to these policies, they are useful in specific circumstances and can provide excellent value for money.

So has music really gone as far as it can go? If we took that attitude we may as well go back to banging sticks together and blowing conch shells. All true advances in civilisation come along because people with vision and the determination to explore new uncharted regions come along and question the accepted norms and take us another quantum leap into new territory which soon becomes as familiar as an old pair of slippers and we settle back, content that this time, yes, this final time we have pushed the frontiers to their extreme. And then the next innovators arrive.

So it has been with Ratkje and Tafjord. They describe themselves as 'noise musicians' and their music as an electronic improvisation together with the sounds of nature and all the wide variations of pitch, tone and nuance that the human voice can master. Could, perhaps, the accepted form of music have been little different from this at the dawn of human civilisation, before the artificial rules and concepts were applied? If so, sometimes "progress" represents a huge step backwards instead of forwards and it is just as well that we still have people with the 'spunk' to challenge the mores of the day and remind us that there are still other ways.

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